Upstart Holdings, Inc. (UPST) Stock Price & Growth Analysis

Quote Panel

Updated October 22, 2025

1W 5.42 % 1M -19.24 % 3M -40.12 % 1Y 1.27 %

Key Metrics

Market Cap
4.85B
Shares Outstanding
96.22M
Share in Float
84.11M
Dividende
0

Earning Date
04 Nov 2025
Price Target
50.38
Average Volume
7.32M
Beta
2.282

Range
31.4-96.429
Industry
Financial - Credit Services
Website
https://www.upstart.com
Sector
Financial Services

Quote Panel

Updated October 22, 2025

1W % 1M % 3M % 1Y %

Key Metrics

Market Cap
Shares Outstanding
Share in Float
Dividende

Earning Date
No Data
Price Target
Average Volume
Beta

Range
Industry
Website
Sector

Fundamentals

58.58x

P/E Ratio

5.53x

P/S Ratio

6.67x

P/B Ratio

2.0

Debt/Equity

-0.7%

Net Margin

$-0.1

EPS

How UPST compares to sector?

P/E Ratio

Fundamentals

Relative Strength

UPST

Sector

Top 5 RS in Group

Symbol	Company	RS	5-Day Perf.

Forecast

$1B

28%

2026-Revenue

$2.44

48%

2026-EPS

$106M

-28%

2026-EBITDA

Analyst rating

Strong Sell

Sell

Buy

Neutral

Strong Buy

Buy

Price Target

75.00(48.87%)

Number of analyst

Last analyst upgrade/downgrade

BTIG

upgrade

Previous: Sell

2024-11-11

Now: Neutral

Piper Sandler

upgrade

Previous: Underperform

2024-11-08

Now: Overweight

Wedbush

upgrade

Previous: Equal-Weight

2024-10-14

Now: Neutral

Citigroup

upgrade

Previous: Neutral

2024-08-07

Now: Mixed

Forecast

Analyst rating

Last analyst upgrade/downgrade

Earnings Growth

YoY

Current

Estimates

Q3.23

N/A

-0.05
vs -0.24

Q4.23

N/A

-0.11
vs -0.25

Q1.24

N/A

-0.31
vs -0.47

Q2.24

N/A

-0.17
vs 0.06

Q3.24

N/A

-0.06
vs -0.05

Q4.24

+336%

0.26
vs -0.11

Q1.25

+197%

0.3
vs -0.31

Q2.25

+312%

0.36
vs -0.17

Q3.25

+801%

0.42
vs -0.06

Q4.25

+100%

0.52
vs 0.26

Sales Growth

YoY

Current

Estimates

Q3.23

-14%

134.6M vs 157.2M

Q4.23

-1%

140.3M vs 142.2M

Q1.24

+35%

138.5M vs 102.9M

Q2.24

+2%

139.1M vs 135.8M

Q3.24

+29%

173M vs 134.6M

Q4.24

+61%

226.4M vs 140.3M

Q1.25

+59%

220.4M vs 138.5M

Q2.25

+85%

257.3M vs 139.1M

Q3.25

+62%

279.6M vs 173M

Q4.25

+34%

303.7M vs 226.4M

Return on Equity

QoQ

Q1.23

-21%

-0.21
vs -0.08

Q2.23

-4%

-0.04
vs -0.21

Q3.23

-6%

-0.06
vs -0.04

Q4.23

-7%

-0.07
vs -0.06

Q1.24

-11%

-0.11
vs -0.07

Q2.24

-9%

-0.09
vs -0.11

Q3.24

-1%

-0.01
vs -0.09

Q4.24

-0.00
vs -0.01

Q1.25

-0.00
vs -0.00

Q2.25

+1%

0.01
vs -0.00

Institutionnal Ownership

QoQ

Q1.23

298

298
vs 303

-2%

Q2.23

338

338
vs 298

13%

Q3.23

339

339
vs 338

Q4.23

385

385
vs 339

14%

Q1.24

327

327
vs 385

-15%

Q2.24

310

310
vs 327

-5%

Q3.24

405

405
vs 310

31%

Q4.24

460

460
vs 405

14%

Q1.25

442

442
vs 460

-4%

Q2.25

468

468
vs 442

Earnings Growth

YoY

Current

Estimates

Q3.23

N/A

-0.05
vs -0.24

Q4.23

N/A

-0.11
vs -0.25

Q1.24

N/A

-0.31
vs -0.47

Q2.24

N/A

-0.17
vs 0.06

Q3.24

N/A

-0.06
vs -0.05

Q4.24

+336%

0.26
vs -0.11

Q1.25

+197%

0.3
vs -0.31

Q2.25

+312%

0.36
vs -0.17

Q3.25

+801%

0.42
vs -0.06

Q4.25

+100%

0.52
vs 0.26

Sales Growth

YoY

Current

Estimates

Q3.23

-14%

134.6M vs 157.2M

Q4.23

-1%

140.3M vs 142.2M

Q1.24

+35%

138.5M vs 102.9M

Q2.24

+2%

139.1M vs 135.8M

Q3.24

+29%

173M vs 134.6M

Q4.24

+61%

226.4M vs 140.3M

Q1.25

+59%

220.4M vs 138.5M

Q2.25

+85%

257.3M vs 139.1M

Q3.25

+62%

279.6M vs 173M

Q4.25

+34%

303.7M vs 226.4M

Return on Equity

QoQ

Q1.23

-21%

-0.21
vs -0.08

Q2.23

-4%

-0.04
vs -0.21

Q3.23

-6%

-0.06
vs -0.04

Q4.23

-7%

-0.07
vs -0.06

Q1.24

-11%

-0.11
vs -0.07

Q2.24

-9%

-0.09
vs -0.11

Q3.24

-1%

-0.01
vs -0.09

Q4.24

-0.00
vs -0.01

Q1.25

-0.00
vs -0.00

Q2.25

+1%

0.01
vs -0.00

Institutionnal Ownership

QoQ

Q1.23

298

298
vs 303

-2%

Q2.23

338

338
vs 298

13%

Q3.23

339

339
vs 338

Q4.23

385

385
vs 339

14%

Q1.24

327

327
vs 385

-15%

Q2.24

310

310
vs 327

-5%

Q3.24

405

405
vs 310

31%

Q4.24

460

460
vs 405

14%

Q1.25

442

442
vs 460

-4%

Q2.25

468

468
vs 442

Earnings Growth

Forecast

$1B

28%

2026-Revenue

$2.44

48%

2026-EPS

$106M

-28%

2026-EBITDA

Analyst rating

Strong Sell

Sell

Buy

Neutral

Strong Buy

Buy

Price Target

75.00(48.87%)

Number of analyst

Last analyst upgrade/downgrade

BTIG

upgrade

Previous: Sell

2024-11-11

Now: Neutral

Piper Sandler

upgrade

Previous: Underperform

2024-11-08

Now: Overweight

Wedbush

upgrade

Previous: Equal-Weight

2024-10-14

Now: Neutral

Citigroup

upgrade

Previous: Neutral

2024-08-07

Now: Mixed

58.58x

5.53x

6.67x

2.0

-0.7%

$-0.1

$1B

$2.44

$106M

Earnings Growth

Latest News

Latest News

Latest News

Earnings Growth

$1B

$2.44

$106M

58.58x

5.53x

6.67x

2.0

-0.7%

$-0.1