Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. It accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. The company also provides commercial loans, such as lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; and agricultural loans, including operating/crop lines of credit, cattle loans, equipment loans, real estate loans, and loans for farmer. In addition, it offers SBA loans for owner-occupied commercial real estate purchase and construction, business expansion/acquisition, partner or management buy-out, equipment financing, debt refinance, inventory purchase, furniture, machinery, business startup cost, and working capital; and debit and credit cards. Further, the company provides safe deposit boxes, merchant card processing, online cash management, remote deposit capture, treasury management, and online and mobile banking services; cash vault services; and carries out property exchange transactions. It operates nine full-service facilities, including one located in Shafter, two located in Bakersfield, three located in the Mojave Desert area, one located in Ventura, one located in San Luis Obispo, and one located in Stockton. Mission Bancorp was founded in 1998 and is based in Bakersfield, California.